Wyoming · FinCEN MSB · Full-Reserve

The regulated US crypto exchange that pays you to hold.

UEX.US is registered inside the US regulatory perimeter — not offshore. Trade, custody, borrow, and earn up to 19% APY on your balance through our savings rewards program.

19%
Max APY (12-month lock, cash)
40K+
Verified users
$4M
Daily trading volume
100%
Reserve coverage
01 · Registration

Inside the US regulatory perimeter, not offshore.

After FTX, Celsius, and the offshore exchange collapses, US users want a regulated venue they can actually trust. Here's where UEX.US stands.

Federal

FinCEN MSB

Registered as a Money Services Business with the U.S. Department of the Treasury's Financial Crimes Enforcement Network.

Required for all US crypto exchanges. Mandates AML program, KYC verification, transaction monitoring, and suspicious activity reporting.
State

Wyoming Domicile

Headquartered in Sheridan, Wyoming — the most crypto-progressive US state. Operating under Wyoming's full-reserve regulatory framework.

Wyoming requires 100% reserves for customer crypto assets and regular independent audits — comparable to traditional bank standards.
State-by-State

MTL Expansion

Progressively obtaining Money Transmitter Licenses (MTLs) across additional US states to expand availability.

Service availability varies by jurisdiction. Confirm your state is supported during onboarding at uex.us.
02 · Savings Program

Earn on your balance — automatically.

No separate signup. No lock-up required for base rates. Funds support market making and liquidity operations and are guaranteed by UEX.US Inc.

Cash (USD)
5.0%
Base APY
Highest base rate. Available on USD and stablecoin balances.
Crypto — Standard
3.5%
Base APY
Base rate on most major cryptocurrencies — BTC, ETH, USDT, and more.
Crypto — Native Staking
Up to 16%
Variable APY
Higher rates on assets with native protocol staking — ATOM up to 16% via Cosmos.
Commodities
2.0%
Base APY
Tokenized commodities and similar yield-bearing instruments.
03 · Lock-Ups

Lock your balance, multiply your yield.

Commit your balance for 3, 6, or 12 months and earn the base rate multiplied — up to 3.8× on the longest lock-up tier.

3 Months
1.8×
base rate multiplier
Effective APY
Cash: 9.0%
Crypto: 6.3%
Staking: Up to 28.8%
12 Months
3.8×
base rate multiplier
Effective APY
Cash: 19.0%
Crypto: 13.3%
Staking: Up to 60.8%
04 · How It Works

Simple, transparent, automatic.

Five steps from deposit to yield. No hidden mechanics, no opaque fee schedules.

1

Deposit

Cash, crypto, or commodities into your UEX.US account.

2

Earn automatically

Rewards accrue daily on your balance — no separate enrollment.

3

Funds support liquidity

UEX uses pooled balances for market making and liquidity operations.

4

Guaranteed by UEX.US Inc

Repayment of principal is guaranteed by UEX.US Inc, a registered US business.

5

Withdraw anytime

No lock-up on base rates. Locked funds release at the end of their term.

05 · Security & Audits

Independent verification, not promises.

Security and audit posture is the make-or-break question for sophisticated users post-FTX. Here's how we earn that trust.

Independent Reserve Attestation
100%
Reserve coverage of customer liabilities
Independent Auditor
Crypto Ledger LLC
Wyoming-based digital asset auditing firm. Completed on-site examination confirming UEX.US reserves equal or exceed total customer liabilities. Full audit report scheduled for public release.

Cold Storage Custody

Majority of customer assets held in cold wallets, isolated from internet-facing systems.

🔑

Multi-Signature Controls

No single-key authorization for asset movements. Multiple independent approvals required.

🛡

End-to-End Encryption

All client communications and stored data encrypted in transit and at rest.

👁

Real-Time Fraud Detection

Automated transaction monitoring flags anomalous behavior 24/7.

Third-Party Penetration Testing

Independent security audits performed regularly to identify and patch vulnerabilities.

📋

Full KYC/AML Program

Bank Secrecy Act compliant. Every account verified. Activity monitored per FinCEN.

06 · About

Built by operators, not marketers.

UEX.US is part of the UEX Capital Holdings ecosystem — a vertically integrated technology group with 50+ team members across exchange operations, infrastructure, security, and engineering.

Founded by Vasyl Zahorodniuk (M.Sc. Computer Engineering, AGH University of Krakow), the group also operates Texas Compute (5 MW solar + 450 PH/s mining infrastructure), Quanta Tech Systems (engineering platform), and DeepLock (cybersecurity).

UEX.US sits inside an operating ecosystem with its own AI infrastructure, security platform, and engineering team — operator depth most exchanges can't match.

Ecosystem

  • UEX Capital Holdings Inc — global holding company
  • UEX.US Inc — regulated cryptocurrency exchange
  • Texas Compute — 5 MW solar / 450 PH/s mining
  • Quanta Tech Systems — engineering platform
  • DeepLock — cybersecurity infrastructure
Ready to start earning

Open your account on UEX.US

Verify your identity, deposit, and start earning automatically. No separate enrollment for the savings program — rewards accrue from day one.

Register on UEX.US →